GMS Individual Health Care Plans
Let's compare your options. |
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OmniPlan® |
ExtendaPlan® |
BasicPlan |
Vision Care
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90% to $250/2 years for frames/lenses $90/eye exam/2 years |
80% to $200 per 2 years combined
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Not included
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Health Practitioners
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90% to $300 per health practitioner, per person, per policy year for Acupuncturist, Chiropractor, Chiropodist/Podiatrist, Massage Therapist, Naturopath, Dietitian, Osteopath, and Physiotherapist. |
80% to $350 combined maximum for Acupuncturist, Chiropractor, Chiropodist/Podiatrist, Massage Therapist, Naturopath, Dietitian, Osteopath, and Physiotherapist, per person per policy year. |
70% to $250 combined maximum for Acupuncturist, Chiropodist/Podiatrist, Naturopath, Dietitian, and Osteopath, per person, per policy year. |
Counseling Services
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Combined maximum of $65 per visit for 15 visits per person, per policy year. |
Combined maximum of $65 per visit for 10 visits per person, per policy year. |
Not included
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Speech Pathologist/Therapist
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Combined maximum of $45 per visit for 10 visits, per person, per policy year. |
Combined maximum of $45 per visit for 10 visits, per person, per policy year. |
Combined maximum of $45 per visit for 5 visits, per person, per policy year. |
Ambulance |
Unlimited |
Unlimited |
$2,000 / person / year |
Air Ambulance |
Unlimited |
Unlimited |
Unlimited |
Hearing Aids |
$800 / 5 years |
$500 / 5 years |
Not included |
Casts & Crutches |
Unlimited |
Unlimited |
Unlimited |
Health Supplies & Equipment |
$500 / person / year |
$500 / person / year |
Not included
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Annual Travel |
30 days coverage outside Canada 183 days in Canada $2,000,000 annual maximum $500,000 COVID-19 coverage within the policies annual maximum |
48 or 63 days coverage outside Canada 183 days in Canada $2,000,000 annual maximum $500,000 COVID-19 coverage within the policies annual maximum |
Not included |
Diabetic Supplies & Equipment |
$300 / person / year
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$300 / person / year
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Not included
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Oxygen Equipment |
$500 / person / year to a lifetime maximum of $2,500 |
$500 / person / year to a lifetime maximum of $1,500 |
Not included
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Blood Pressure Monitors |
1 / policy / 5 years
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1 / policy / 5 years
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Not included
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Custom Made Foot Orthotics |
80% 1 / 3 years / adult; 1 / year for children under 16 |
80% 1 / 5 years / adult; 1 / year for children under 16 |
Not included
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Orthopedic Shoes |
$225 / person / year |
$225 / person / year |
Not included |
Mobility Aids |
$300 / person / year |
$300 / person / year |
Not included |
Ostomy Supplies |
$300 / person / year |
$300 / person / year |
Not included |
Preferred Hospital Room |
45 days up to $3,500 / person / year |
$1,000 / person / year
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$500 / person / year
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Private Duty Nursing |
80% to $5,000 / person / year for in-hospital or in-home nursing. |
80% to $3,000 / person / year for in-hospital or in-home nursing. |
80% to $1,500/ person / year for in-hospital nursing. |
Accidental Dental |
$5,000 / injury |
$2,000 / injury |
$500 / injury |
Wheelchairs, Motorized Scooters & Adjustable Beds |
$1,000 / person / 5 years
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$750 / person / 5 years
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$500 / person / 5 years |
Prosthetic Appliances |
Artificial limbs, eyes, breasts and surgical bras |
Artificial limbs, eyes, breasts and surgical bras |
Artificial limbs, eyes, breasts and surgical bras |
Patient Walkers
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80% of purchase or rental to a maximum of $300 / person / 5 years |
80% of purchase or rental to a maximum of $300 / person / 5 years |
80% of purchase or rental to a maximum of $300 / person / 5 years |
LifeWorks |
Included |
Included |
Included |
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